800-680-5596

Almost Guaranteed Issue Life Insurance

Almost Guaranteed Issue Life InsuranceAlmost Guaranteed Issue Life InsuranceAlmost Guaranteed Issue Life Insurance

Almost Guaranteed Issue Life Insurance

Almost Guaranteed Issue Life InsuranceAlmost Guaranteed Issue Life InsuranceAlmost Guaranteed Issue Life Insurance

800-680-5596

Have you been turned down for life insurance? We can help!

Protect Your Family

Protect Your FamilyProtect Your FamilyProtect Your Family
Schedule A Call

Have you been turned down for life insurance? We can help!

Protect Your Family

Protect Your FamilyProtect Your FamilyProtect Your Family
Schedule A Call

Easy to Apply Life Insurance

No Exam Life Insurance

You no longer need to get a medical exam, or provide blood and urine samples in order to purchase affordable life insurance.

Find out more

Simplified Issue Life Insurance

Some companies offer policies that only ask a few health questions, making it easy to apply for a policy. Depending on your age, you may be able to obtain as much as $300,000 of coverage using a very brief application, without a medical exam or fluid samples.

Schedule a Call

Guaranteed Issue Life Insurance

When all else fails, after we have exhausted all alternatives, we can still help you obtain life insurance on a guaranteed issue basis, usually up to $25,000. We can supplement this with affordable Accidental Death protection up to $500,000.

Call Today

We Are Here to Help You

Protecting Families is Our Business

We have over 30 years of insurance experience helping clients plan their estates and prepare for the future, including substantial experience at the more difficult to place cases due to health history, occupation, and avocation. No family should be without protection, so we aim to make sure every client gets the right coverage for their situation.


We have access to many different insurance products that are issued without an exam, including simplified issue and guaranteed issue policies. If you have been declined coverage, offered a rated policy, had an offer of coverage postponed, or are concerned that your pre-existing health conditions will make it difficult, please click here to schedule a call.


We can help almost anyone obtain coverage, including people with a history of heart disease, cancer, diabetes, stroke, or who are HIV+.

Your Agent

Brent D. Gardner, CLU, ChFC

Brent began his career in life insurance in March of 1991 as a part-time College Agent, and then as a full-time Career Agent with a large mid-western mutual life insurance company. In January of 1997, Brent started Life Solutions, an independent life insurance brokerage agency, taking over a family-built book of business that dates back t

Brent began his career in life insurance in March of 1991 as a part-time College Agent, and then as a full-time Career Agent with a large mid-western mutual life insurance company. In January of 1997, Brent started Life Solutions, an independent life insurance brokerage agency, taking over a family-built book of business that dates back to 1922, including servicing and delivering claims on life insurance policies issued in the 1890s. 

Contact Us

Click here to schedule a call or meeting with Brent

Life Solutions, a Brokerage General Agency

800-680-5596

Hours

Monday - Thursday: 8am - 9pm

Friday 8am - 7pm

Saturday: 9am - Noon

Sunday: Closed

By appointment outside normal business hours

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